શું તમે UPI દ્વારા પેમેન્ટ કરો છો? જાણો 2024માં આ પાંચ ફેરફાર

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યુનિફાઈડ પેમેન્ટ્સ ઈન્ટરફેસ (UPI)નો ઉપયોગ ભારતમાં દરેક જગ્યાએ થઈ રહ્યો છે.

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NPCI દ્વારા ડેવલપ આ સિસ્ટમ દ્વારા, પેમેન્ટ એક ક્ષણમાં થાય છે અને નાણાં એક ખાતામાંથી બીજા ખાતામાં તરત જ ટ્રાન્સફર થાય છે

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UPIને 2016માં સાર્વજનિક રૂપે રજૂ કરવામાં આવ્યું હતું, ત્યારબાદ તેમાં ઘણા ફેરફારો થયા છે. ચાલો જાણીએ તેમાં થયેલા ફેરફાર વિશે

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NPCIએ કહ્યું છે કે જો કોઈ વ્યક્તિ એક વર્ષ સુધી UPI દ્વારા પેમેન્ટ નહીં કરે તો તેનું ID બંધ કરી દેવાશે

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બીજો મોટો ફેરફાર ‘UPI ફોર સેકન્ડરી માર્કેટ’નું સત્તાવાર લોન્ચિંગ છે, જે દેશમાં ઈક્વિટી ટ્રેડિંગને સરળ બનાવે છે

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આ એપ ક્લિયરિંગ કોર્પોરેશન દ્વારા T1 ધોરણે પેમેન્ટ કરવા, ફંડને બ્લોક કરવા કામ કરે છે.

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ત્રીજો ફેરફાર UPI પેમેન્ટ માટે ટ્રાન્ઝેક્શન લિમિટ વધારવાનો છે

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લિમિટ 1 લાખથી વધારીને 5 લાખ કરવામાં આવી છે. આ લિમિટ હોસ્પિટલો અને શૈક્ષણિક સંસ્થાઓને પેમેન્ટ માટે લાગુ પડશે

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ભારતનું પ્રથમ UPI-ATM લોન્ચ કરવામાં આવ્યું છે, જે અંતર્ગત રોકડ ઉપાડની મંજૂરી છે.

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સુરક્ષા સુનિશ્ચિત કરવા અને યુઝર્સને છેતરપિંડીથી બચાવવા માટે, 2,000 રૂપિયાથી વધુના પેમેન્ટ કરનારાઓ માટે ચાર કલાકની મર્યાદા આપવામાં આવી છે.

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